Finance in a minute

Financial scams are increasing not because people are careless, but because scammers have become very good at sounding convincing. They know how to create urgency, excitement, or fear, and that’s often enough to make someone act without thinking. The goal is to rush you into making a decision before you have time to question it. Common financial scams you should know about 1. The “You’ve won something” scam You receive a message saying you’ve won a prize, scholarship, cashbac

If you’ve ever sent money to anybody instantly using a phone number or QR code, you’ve probably used UPI (Unified Payments Interface). It’s a system that lets money move from one bank to another within seconds, at any time, with no cash needed. UPI was launched in 2016, and since then, India has grown into one of the fastest-growing digital payment countries in the world. Millions of transactions happen daily, from paying for groceries and movie tickets to school fees and piz